PRIVATE HEALTH INSURANCE
Private Health Insurance - What is it?
Typically a private medical policy provides cover for the costs of private medical treatment for curable, short-term medical conditions. Historically, this type of insurance allowed you to skip the growing National Health Service waiting lists for minor or non life-threatening conditions.
This is still the case but private medical insurance is now also widely used to supplement NHS services for very serious illnesses, such as cancer, and with ever more demands on the NHS following coronavirus is a key insurance that you should consider.
Areas covered in the cost of private medical insurance include specialist consultants, medical treatment, accommodation in a private hospital, surgery and drugs. The premium cost will vary largely depending upon the type of plan you choose, whether other family members are included and your medical history.
There are ways of reducing your premiums to fit within your budget, such as increasing your excess or limiting the hospitals that are available.
We work with a number of different insurers in this market and can help guide you through the options.