Is your current mortgage deal coming to an end? Maybe it has already ended?
Are you looking to build that extension or create a stunning new kitchen?
Get in touch.
Want to take advantage of the current low interest rates, before they rise again? which they may do. Depending on your existing mortgage deal, it’s possible that refinancing your mortgage could reduce the rate of interest that you are paying and therefore your monthly payment and potentially reduce the overall amount you need to pay back.
On top of remortgaging just to repay your current mortgage and get a better rate, depending on your situation and how much equity you have in your property, you may have considered borrowing additional funds for a variety of different reasons. We have already mentioned home improvements, but there can be a host of other reasons;
A deposit for an investment property
To gift to your children to help them onto the property ladder
To buy a second or holiday home
There may be other reasons that you have considered additional borrowing all of which we can review with you. We will look to give you expert advice to get the most appropriate deal for you.
Whether you need to get your remortgage done as quickly as possible as you’ve reverted to a higher interest rate or want to start looking and discussing your options 6 months prior to the end of your deal, give us a call or drop by and we will get it sorted for you.
*Think carefully about securing other debts against your home