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Writer's pictureArchie Davidson

Coronavirus Business Interruption Loan Scheme - What is it?

Updated: Mar 16, 2021

The Coronavirus Business Interruption Loan Scheme (CBILS) is a government backed scheme which provides financial support to smaller businesses adversely affected by the ongoing COVID19 pandemic.



CBILS helps small and medium size firms access competitive loans and other types of finance, up to a maximum of £5 million, with repayment terms of up to 6 years. The government guarantees 80% of the finance to the lender and pays all interest and fees for the first 12 months.


Your business is eligible for the scheme if it:

· Is UK Based

· Has an annual turnover of £45 million or less

· Would be viable if there was no coronavirus pandemic

· Has been adversely affected by the coronavirus pandemic


Businesses in nearly all sectors can apply. Using CBILS to support your business allows you to help replace lost income, preserve cashflow and access competitive loans with government backing. This can produce savings on borrowing costs.


At Mast Financial Services we have recently helped a number of existing customer access CBILS, giving them peace of mind, confidence, and significant savings at a challenging time for their business.


For a case study on how we have used CBILS to help our clients businesses survive COVID19 in the real world click here.


To explore how the Coronavirus Business Interruption Loan Scheme can help your business in these extraordinary times, please contact us - we are here to find your way.


COMMERCIAL, BRIDGING, & PROPERTY DEVELOPMENT FINANCE ARE NOT

REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.

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